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Terms and Conditions

Last updated June 19, 2023

This privacy notice for Avantgarde Finance Ltd (doing business as Avantgarde) ('Avantgarde', 'we', 'us', or 'our'), describes how and why we might collect, store, use, and/or share ('process') your information when you use our services ('Services'), such as when you:

  • Visit our website at https://avantgarde.finance, or any website of ours that links to this privacy notice
  • Engage with us in other related ways, including any sales, marketing, or events

Questions or concerns? Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at dpo@avantgarde.finance.

SUMMARY OF KEY POINTS


This summary provides key points from our privacy notice, but you can find out more details about any of these topics by clicking the link following each key point or by using our table of contents below to find the section you are looking for.


What personal information do we process? When you visit, use, or navigate our Services, we may process personal information depending on how you interact with Avantgarde and the Services, the choices you make, and the products and features you use. Learn more about personal information you disclose to us.


Do we process any sensitive personal information? We do not process sensitive personal information.


Do we receive any information from third parties? We do not receive any information from third parties.


How do we process your information? We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent. We process your information only when we have a valid legal reason to do so. Learn more about how we process your information.


In what situations and with which parties do we share personal information? We may share information in specific situations and with specific third parties. Learn more about when and with whom we share your personal information.


How do we keep your information safe? We have organisational and technical processes and procedures in place to protect your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorised third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Learn more about how we keep your information safe.


What are your rights? Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information. Learn more about your privacy rights.


How do you exercise your rights? The easiest way to exercise your rights is by submitting a data subject access request, or by contacting us. We will consider and act upon any request in accordance with applicable data protection laws.


Want to learn more about what Avantgarde does with any information we collect? Review the privacy notice in full.


TABLE OF CONTENTS


1. WHAT INFORMATION DO WE COLLECT?

2. HOW DO WE PROCESS YOUR INFORMATION?

3. WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR PERSONAL INFORMATION?

4. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?  

5. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?

6. HOW LONG DO WE KEEP YOUR INFORMATION?

7. HOW DO WE KEEP YOUR INFORMATION SAFE?

8. DO WE COLLECT INFORMATION FROM MINORS?

9. WHAT ARE YOUR PRIVACY RIGHTS?

10. CONTROLS FOR DO-NOT-TRACK FEATURES

11. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?

12. DO VIRGINIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?

13. DO WE MAKE UPDATES TO THIS NOTICE?

14. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?

15. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?

1. WHAT INFORMATION DO WE COLLECT?


Personal information you disclose to us


In Short: We collect personal information that you provide to us.


We collect personal information that you voluntarily provide to us when you express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us.


Personal Information Provided by You. The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following:

  • names
  • email addresses
  • job titles
  • your company

Sensitive Information. We do not process sensitive information.


All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information.


Information automatically collected


In Short: Some information — such as your Internet Protocol (IP) address and/or browser and device characteristics — is collected automatically when you visit our Services.


We automatically collect certain information when you visit, use, or navigate the Services. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Services, and other technical information. This information is primarily needed to maintain the security and operation of our Services, and for our internal analytics and reporting purposes.


Like many businesses, we also collect information through cookies and similar technologies.


The information we collect includes:

  • Log and Usage Data. Log and usage data is service-related, diagnostic, usage, and performance information our servers automatically collect when you access or use our Services and which we record in log files. Depending on how you interact with us, this log data may include your IP address, device information, browser type, and settings and information about your activity in the Services (such as the date/time stamps associated with your usage, pages and files viewed, searches, and other actions you take such as which features you use), device event information (such as system activity, error reports (sometimes called 'crash dumps'), and hardware settings).

2. HOW DO WE PROCESS YOUR INFORMATION?


In Short: We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent.


We process your personal information for a variety of reasons, depending on how you interact with our Services, including:

  • To respond to user inquiries/offer support to users. We may process your information to respond to your inquiries and solve any potential issues you might have with the requested service.
  • To request feedback. We may process your information when necessary to request feedback and to contact you about your use of our Services.
  • To send you marketing and promotional communications. We may process the personal information you send to us for our marketing purposes, if this is in accordance with your marketing preferences. You can opt out of our marketing emails at any time. For more information, see 'WHAT ARE YOUR PRIVACY RIGHTS?' below.
  • To determine the effectiveness of our marketing and promotional campaigns. We may process your information to better understand how to provide marketing and promotional campaigns that are most relevant to you.
  • To save or protect an individual's vital interest. We may process your information when necessary to save or protect an individual’s vital interest, such as to prevent harm.


3. WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR INFORMATION?


In Short: We only process your personal information when we believe it is necessary and we have a valid legal reason (i.e. legal basis) to do so under applicable law, like with your consent, to comply with laws, to provide you with services to enter into or fulfil our contractual obligations, to protect your rights, or to fulfil our legitimate business interests.


If you are located in the EU or UK, this section applies to you.


The General Data Protection Regulation (GDPR) and UK GDPR require us to explain the valid legal bases we rely on in order to process your personal information. As such, we may rely on the following legal bases to process your personal information:

  • Consent. We may process your information if you have given us permission (i.e. consent) to use your personal information for a specific purpose. You can withdraw your consent at any time. Learn more about withdrawing your consent.
  • Performance of a Contract. We may process your personal information when we believe it is necessary to fulfil our contractual obligations to you, including providing our Services or at your request prior to entering into a contract with you.
  • Legitimate Interests. We may process your information when we believe it is reasonably necessary to achieve our legitimate business interests and those interests do not outweigh your interests and fundamental rights and freedoms. For example, we may process your personal information for some of the purposes described in order to:
  • Send users information about special offers and discounts on our products and services
  • Support our marketing activities
  • Understand how our users use our products and services so we can improve user experience
  • Legal Obligations. We may process your information where we believe it is necessary for compliance with our legal obligations, such as to cooperate with a law enforcement body or regulatory agency, exercise or defend our legal rights, or disclose your information as evidence in litigation in which we are involved.
  • Vital Interests. We may process your information where we believe it is necessary to protect your vital interests or the vital interests of a third party, such as situations involving potential threats to the safety of any person.

If you are located in Canada, this section applies to you.


We may process your information if you have given us specific permission (i.e. express consent) to use your personal information for a specific purpose, or in situations where your permission can be inferred (i.e. implied consent). You can withdraw your consent at any time.


In some exceptional cases, we may be legally permitted under applicable law to process your information without your consent, including, for example:

  • If collection is clearly in the interests of an individual and consent cannot be obtained in a timely way
  • For investigations and fraud detection and prevention
  • For business transactions provided certain conditions are met
  • If it is contained in a witness statement and the collection is necessary to assess, process, or settle an insurance claim
  • For identifying injured, ill, or deceased persons and communicating with next of kin
  • If we have reasonable grounds to believe an individual has been, is, or may be victim of financial abuse
  • If it is reasonable to expect collection and use with consent would compromise the availability or the accuracy of the information and the collection is reasonable for purposes related to investigating a breach of an agreement or a contravention of the laws of Canada or a province
  • If disclosure is required to comply with a subpoena, warrant, court order, or rules of the court relating to the production of records
  • If it was produced by an individual in the course of their employment, business, or profession and the collection is consistent with the purposes for which the information was produced
  • If the collection is solely for journalistic, artistic, or literary purposes
  • If the information is publicly available and is specified by the regulations

4. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?


In Short: We may share information in specific situations described in this section and/or with the following third parties.


We may need to share your personal information in the following situations:

  • Business Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
  • Affiliates. We may share your information with our affiliates, in which case we will require those affiliates to honour this privacy notice. Affiliates include our parent company and any subsidiaries, joint venture partners, or other companies that we control or that are under common control with us.
  • Business Partners. We may share your information with our business partners to offer you certain products, services, or promotions.


5. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?


In Short: We may use cookies and other tracking technologies to collect and store your information.


We may use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Notice.


6. HOW LONG DO WE KEEP YOUR INFORMATION?


In Short: We keep your information for as long as necessary to fulfil the purposes outlined in this privacy notice unless otherwise required by law.


We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements).


When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymise such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.

7. HOW DO WE KEEP YOUR INFORMATION SAFE?


In Short: We aim to protect your personal information through a system of organisational and technical security measures.


We have implemented appropriate and reasonable technical and organisational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorised third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment.


8. DO WE COLLECT INFORMATION FROM MINORS?


In Short: We do not knowingly collect data from or market to children under 18 years of age.


We do not knowingly solicit data from or market to children under 18 years of age. By using the Services, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the Services. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18, please contact us at dpo@avantgarde.finance.


9. WHAT ARE YOUR PRIVACY RIGHTS?


In Short: In some regions, such as the European Economic Area (EEA), United Kingdom (UK), and Canada, you have rights that allow you greater access to and control over your personal information. You may review, change, or terminate your account at any time.


In some regions (like the EEA, UK, and Canada), you have certain rights under applicable data protection laws. These may include the right (i) to request access and obtain a copy of your personal information, (ii) to request rectification or erasure; (iii) to restrict the processing of your personal information; and (iv) if applicable, to data portability. In certain circumstances, you may also have the right to object to the processing of your personal information. You can make such a request by contacting us by using the contact details provided in the section 'HOW CAN YOU CONTACT US ABOUT THIS NOTICE?' below.


We will consider and act upon any request in accordance with applicable data protection laws.

If you are located in the EEA or UK and you believe we are unlawfully processing your personal information, you also have the right to complain to your Member State data protection authority or UK data protection authority.


If you are located in Switzerland, you may contact the Federal Data Protection and Information Commissioner.


Withdrawing your consent: If we are relying on your consent to process your personal information, which may be express and/or implied consent depending on the applicable law, you have the right to withdraw your consent at any time. You can withdraw your consent at any time by contacting us by using the contact details provided in the section 'HOW CAN YOU CONTACT US ABOUT THIS NOTICE?' below.


However, please note that this will not affect the lawfulness of the processing before its withdrawal nor, when applicable law allows, will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent.


Opting out of marketing and promotional communications: You can unsubscribe from our marketing and promotional communications at any time by clicking on the unsubscribe link in the emails that we send, or by contacting us using the details provided in the section 'HOW CAN YOU CONTACT US ABOUT THIS NOTICE?' below. You will then be removed from the marketing lists. However, we may still communicate with you — for example, to send you service-related messages that are necessary for the administration and use of your account, to respond to service requests, or for other non-marketing purposes.


Cookies and similar technologies: Most Web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Services. You may also opt out of interest-based advertising by advertisers on our Services.


If you have questions or comments about your privacy rights, you may email us at dpo@avantgarde.finance.

10. CONTROLS FOR DO-NOT-TRACK FEATURES


Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track ('DNT') feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage no uniform technology standard for recognising and implementing DNT signals has been finalised. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy notice.


11. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?


In Short: Yes, if you are a resident of California, you are granted specific rights regarding access to your personal information.


California Civil Code Section 1798.83, also known as the 'Shine The Light' law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.


If you are under 18 years of age, reside in California, and have a registered account with Services, you have the right to request removal of unwanted data that you publicly post on the Services. To request removal of such data, please contact us using the contact information provided below and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the Services, but please be aware that the data may not be completely or comprehensively removed from all our systems (e.g. backups, etc.).


CCPA Privacy Notice


The California Code of Regulations defines a 'resident' as:


(1) every individual who is in the State of California for other than a temporary or transitory purpose and

(2) every individual who is domiciled in the State of California who is outside the State of California for a temporary or transitory purpose


All other individuals are defined as 'non-residents'.


If this definition of 'resident' applies to you, we must adhere to certain rights and obligations regarding your personal information.


What categories of personal information do we collect?


We have collected the following categories of personal information in the past twelve (12) months:

Categories of personal information

Category

Examples

Collected

A. Identifiers
Contact details, such as real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, Internet Protocol address, email address, and account name
YES
B. Personal information categories listed in the California Customer Records statute
Name, contact information, education, employment, employment history, and financial information
YES
C. Protected classification characteristics under California or federal law
Gender and date of birth
NO
D. Commercial information
Transaction information, purchase history, financial details, and payment information
YES
E. Biometric information
Fingerprints and voiceprints
NO
F. Internet or other similar network activity
Browsing history, search history, online behaviour, interest data, and interactions with our and other websites, applications, systems, and advertisements
NO
G. Geolocation data
Device location
NO
H. Audio, electronic, visual, thermal, olfactory, or similar information
Images and audio, video or call recordings created in connection with our business activities
NO
I. Professional or employment-related information
Business contact details in order to provide you our Services at a business level or job title, work history, and professional qualifications if you apply for a job with us
YES
J. Education Information
Student records and directory information
NO
K. Inferences drawn from other personal information
Inferences drawn from any of the collected personal information listed above to create a profile or summary about, for example, an individual’s preferences and characteristics
NO
L. Sensitive
Personal Information
NO

Last Updated: April 25, 2024

Please read these Terms and Conditions (“Terms”) carefully. These Terms govern your use of the Enzyme’s protocol website, https://enzyme.finance and Enzyme’s decentralized application access website, https://app.enzyme.finance/ together with tools to access the Ethereum-based protocol for decentralized on-chain asset management known as the “Enzyme” or “Enzyme Finance” online app/platform, and related services which is available on one or more blockchains via smart contracts (collectively, the “Sites”). These Terms apply to you (“you” or “User”) as a user of the Sites and its front-end, including all products, services, tools, and information made available on the Sites, including the Enzyme Discord server at https://discord.enzyme.finance and the Enzyme.Finance Telegram server at https://t.me/enzymefinance, Docs at https://Docs.Enzyme.Finance,  Enzyme’s GitHub source code repository at the https://github.com/enzymefinance (the “Enzyme GitHub Source Code Repository”) , and other websites maintained and/or operated by Enzyme or Enzyme contributors (collectively with the Sites, the "Services").

IF YOU ARE ENTERING INTO OR ACCEPTING THESE TERMS ON BEHALF OF A LEGAL ENTITY, YOU REPRESENT AND WARRANT THAT YOU HAVE THE RIGHT, AUTHORITY AND CAPACITY TO BIND SUCH ENTITY AND ITS AFFILIATES TO THESE TERMS, IN WHICH CASE, REFERENCES TO “YOU" SHALL REFER TO SUCH ENTITY AND ITS AFFILIATES.

ACCEPTANCE OF TERMS

BY ACCESSING THE SITES OR INTERACTING IN ANY WAY WITH THE SERVICES, YOU AGREE TO THESE TERMS AND OUR PRIVACY POLICY AS GOVERNING TO YOUR USE OF THE SERVICES AND SITES.

THIS AGREEMENT IS SUBJECT TO BINDING ARBITRATION AND A WAIVER OF CLASS ACTION RIGHTS AS FURTHER DESCRIBED AT THE END OF THESE TERMS.

YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTOOD THESE TERMS. IF YOU DO NOT AGREE TO BE BOUND BY ALL OF THE PROVISIONS OF THESE TERMS OR DO NOT HAVE THE AUTHORITY TO BE BOUND, DO NOT ACCESS THE SITES OR USE WITH THE SERVICES.

In addition, when using the Services, you shall be subject to any posted guidelines, rules or terms applicable to such Services, which may be posted from time to time. All such guidelines, rules or terms (including without limitation Enzyme’s Privacy Policy) are hereby incorporated by reference into the Terms. At various times in the future, we may revise these Terms without notice to you and it is your responsibility to regularly review these Terms for updates.  You agree that you will be bound by, and will comply with, any revised terms, as of the date of publication of any revision.  If you do not agree with the terms of the updated Terms, your sole and exclusive remedy is to terminate your use of the Services.

Enzyme provides certain free to use software, as set forth in the GitHub Source Code Repository, as well as other related software that Enzyme may provide from time to time, (each program, a “Software Program” and collectively, the “Software Programs”) to users of the protocol and other participants (the “Users”) .

The Software Programs are provided under a separate open-source license, which means that anyone can use, copy, modify, or distribute them. As such, Enzyme is not responsible for the operation of the Software Programs and makes no guarantees regarding their security, functionality or availability.

In the event that these Terms conflict with the Privacy Policy, separate open-source license, or any other agreement between you and Enzyme, the terms of the applicable Privacy Policy or other agreement shall govern as to the conflicting terms. If you have any questions regarding these terms and conditions, please contact customer service at info@enzyme.finance

Eligibility

You represent and warrant that you are at least 18 years of age or the age of majority in your state or jurisdiction of residence, whichever is greater; that you are capable of entering into a legally binding agreement; and that you reside in a jurisdiction where your use of the Services is lawful.

You represent to us that you and the financial institutions that you have commercial relationships with, any party that owns or controls you or such financial institutions, or any digital wallets that are owned or controlled by the foregoing persons or entities are (1) not subject to sanctions or otherwise designated on any list of prohibited or restricted parties, including but not limited to the lists maintained by the United Nations Security Council, the U.S. Government (i.e., the Specially Designated Nationals List and Foreign Sanctions Evaders List of the U.S. Department of Treasury and the Entity List of the U.S. Department of Commerce), the European Union or its Member States, the United Kingdom, or other applicable government authority and (2) not located in any country subject to a comprehensive sanctions program implemented by the United States.  Further, you must that you will not use any software or networking techniques, including use of a Virtual Private Network (VPN) to modify your internet protocol (IP) address or otherwise circumvent or attempt to circumvent this prohibition.

Use of Services

License. Enzyme hereby grants you a single, non-exclusive, non-transferable, and limited license, personal to you, to access and use the Services and no other rights under these Terms, including intellectual property rights. This license grant is conditioned on your acceptance and adherence to these Terms and Privacy Policy.

Compliance. Enzyme may not be available or appropriate for use in all jurisdictions. By accessing or interacting with the Services, you agree that you are solely and entirely responsible for compliance with all laws and regulations that may apply to you, including whether you may legally transact in the relevant assets in applicable jurisdictions. You further agree that we have no obligation to inform you of any potential liabilities or violations of law or regulation that may arise in connection with your access and interactions with the Services including, without limitation, tax and other legal consequences.  Further, we are not liable in any respect for any failure by you to comply with any applicable laws or regulations. You understand that you may need to retain your own professional counsel as is appropriate to protect your interests, including legal, tax, accounting and other advice.

Risks. There are inherent risks associated with using cryptographic and blockchain-based systems. You should not use these Services if you do not have a working knowledge of the usage and intricacies of digital assets. You acknowledge that the markets for digital assets are highly volatile, and that there are risks associated with digital assets including, without limitation, those related to adoption, speculation, technology, security, and regulation. Although Enzyme is constantly improving its security measures against security breaches that might result in the loss or corruption of data,  Enzyme shall not be responsible for the operation failure of any Services or Software Programs and shall not be liable to Users for any damage caused by such loss or corruption of data. You understand that Services, Software Programs and other protocol upgrades may inadvertently contain bugs or security vulnerabilities that may result in loss of functionality and ultimately funds. You expressly agree that you assume all risks in connection with your access to and use of the Services and Software Programs.

Your Responsibilities

Given the decentralized and disintermediated nature of the Services, your Use requires you to assume a number of responsibilities that you might not otherwise assume with a centralized provider.  Your responsibilities associated with your use of the Services include, without limitation:

Use. You are responsible for all activities that occur with respect to your use of the Services, regardless of whether the activities are authorized by you or undertaken by you, your employees or a third party (including your contractors, agents or other users). Neither , and (b) Enzyme is not responsible for unauthorized access to the Services, including any access that occurred as a result of fraud, phishing, or other criminal activity perpetrated against you by third parties.

Security, Privacy Configuration and Backup. You are solely responsible for appropriately configuring your use the Services and otherwise taking appropriate action to secure, protect, and backup your data and your customers’ data, as applicable, in a manner that will provide appropriate security and protection.  You should use caution when giving out any personally identifiable information for any Service.

If you cannot or do not want to take such actions to ensure security and protection, then you should not use the Services.  Your obligations under this Agreement include ensuring any available Software Program updates or upgrades to any Service you are using are promptly installed or implemented and managing your secure access to your use of the Services.

Risk Assessment. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of the Services before engaging in any interactions on the Services or relying on any information derived from the Services.

API Authentication. To the extent we provide you with log-in credentials and Application Programming Interface (“API”) authentication generated by a Service is for your use only and you will not sell, transfer, or sublicense them to any other entity or person, except that you may disclose your private key to your agents and subcontractors performing work on your behalf.

Prohibitions on Use

You may only use the Services for lawful purposes only and solely in a manner consistent with the intent of Enzyme as described in these Terms. You may not use the Services in a manner that convenes the intent of these Term and including, without limitation, the following prohibited activities:

  1. copying or making unauthorized use of any part of the Services, including by attempting to reverse compile, reformat or frame, disassemble, reverse engineer the Software Program or otherwise, any part of the Services except as specifically listed as open source in the Enzyme GitHub Source Code repository;
  2. using the Services under false, fraudulent or manipulative pretenses including, without limitation, spoofing or creating the false appearance of transactional activity;
  3. interfering with other users’ access to or use of the Services
  4. interfering with or compromising the integrity, security, or proper functioning of any computer, server, network, personal device, or other information technology system, including, but not limited to, deploying viruses and denial of service attacks;
  5. attempting, in any manner, to obtain the private key, Access Methods, account, or other security information from any other User of the Services, including such information about any digital wallets;
  6. using any electronic communication feature of the Services or any electronic communications service used by the Services for any purpose that is unlawful, tortious, abusive, intrusive on another’s privacy, harassing, libelous, defamatory, embarrassing, obscene, threatening or hateful;
  7. uploading, posting, reproducing or distributing any information, software or other material protected by copyright or any other intellectual property right (as well as rights of publicity and privacy) without first obtaining the permission of the owner of such rights;
  8. seeking to defraud any of the Users of the Services, including, but not limited to, providing any false, inaccurate, or misleading information in order to unlawfully obtain the property of another;
  9. disguising or interfering in any way with the IP address of the computer you are using to access or interact with the Services or that otherwise prevents Enzyme from correctly identifying the IP address of the computer you are using to access the Services;
  10. transmits, exchanges, or is otherwise supported by the direct or indirect proceeds of criminal or fraudulent activity; or
  11. offering any interests, tokens, or equity in any vault, fund or entity managed by you to a person who does not qualify to participate or purchase such interests, tokens, or equity in the applicable jurisdiction;
  12. any activities that are in violation of any applicable laws of any jurisdiction that applies;
  13. for contributing to or facilitating any of the foregoing activities.

You understand that any violation of these Terms can result in the discontinuance of your access to certain Services without notice. You agree that the neither Enzyme, its affiliate and subsidiary entities, any of their respective council members, advisers, directors, contractors, agents, employees or licensors or any other person or entity involved in creating, producing or providing the Services (collectively, the “Enzyme Parties”) will be liable to you or to any third party for the removal of your access to any of the Services.

Availability of Services

Custody.  You acknowledge Enzyme does not custody any digital assets and does not have access to, or retain the electronic private keys of Enzyme Vaults.

Control of Underlying Protocols. Enzyme does not own or control the protocols or the software on which blockchain networks operate. You agree that Enzyme are not responsible for the operation, functionality or security of the underlying protocols or software and not liable for any loss of asset value you may encounter due to any operating change, malfunction or failure of the underlying protocols.

Cancellation or Modification of Transactions. Enzyme has no control over any blockchain or virtual assets. Enzyme cannot ensure that any of your interactions will be confirmed on the relevant blockchain and do not have the ability to effectuate any cancellation or modification requests regarding any of your interactions. Without limiting the foregoing, you specifically acknowledge and agree that:

Provision of Documents. All information provided in connection with your access and interactions with the Services, including official documentation, is for informational purposes only and should not be construed as professional advice. You should not take, or refrain from taking, any action based on any information provided by or through the Services or any other information that we make available at any time, including, without limitation, statements contained in the Enzyme GitHub Source Code Repository, blog posts, articles, links to third-party content, news feeds, tutorials, tweets and videos. Before you make any financial, legal, or other decisions regarding the Services or interactions with the Services, you should seek independent professional advice from an advisor licensed and qualified in the area for which such advice would be appropriate.

Monitoring.  Enzyme is under no obligation to monitor use of the Sites, or the information contained in or transmitted through the Sites, but reserves the right to modify, reject or redact eliminate any information contained in or transmitted through the Sites that we believe is unacceptable or in violation of these Terms.

Services Modifications.  Enzyme shall have the right at any time to change or discontinue any aspect or feature of the Services, including, but not limited to, content, access, or use. Enzyme will endeavor to not materially reduce or eliminate any of the core functionalities of the Services, unless for scheduled maintenance or by prominently posting notice of maintenance or changes on our Discord, Telegram & Twitter channels.

Intellectual Property Rights

Enzyme owns all intellectual property and other rights with respect to Enzyme and its contents, including, but not limited to, software, text, images, trademarks, service marks, copyrights, patents, and designs, except for the resources specifically marked open source on the Enzyme GitHub Open Source Repository. Unless expressly authorized by us, you may not copy, modify, adapt, rent, license, sell, publish, distribute, or otherwise permit any third party to access or interact with Enzyme or any of its contents. Accessing or interacting with Enzyme does not constitute a grant to you of any proprietary intellectual property or other rights in Enzyme or its contents, including any vaults, strategies, and any decentralized applications.

As between you and Enzyme, you will retain ownership of all intellectual property and other rights in any information and materials you submit during your interactions with Enzyme but shall grant us a perpetual, worldwide, royalty-free, irrevocable, transferable license to use, copy, distribute, publish and send this data in any manner in accordance with applicable laws and regulations. By way of example and not limitation, if you submit comments, bug reports, ideas or other feedback about Enzyme (collectively, “Feedback”), by submitting any Feedback, you agree that we are free to use such Feedback at our discretion and without additional compensation to you, and to disclose such Feedback to third parties (whether on a non-confidential basis or otherwise).  

You shall be solely liable for any damage resulting from any infringement of copyrights, proprietary rights, or any other harm resulting from such use of the Services. The foregoing provisions of this section are for the benefit of Enzyme Parties, and each shall have the right to assert and enforce such provisions directly or on its own behalf.

Materials uploaded to the Services may be subject to posted limitations on usage, reproduction and/or dissemination; You are responsible for adhering to such limitations if you download the materials.

User Account, Access Methods, Private Key and Security

Electronic (including wired and wireless) communications through the Services may not be encrypted. You understand and acknowledge the risk that data, including e-mail, and other communications, along with personal data, may be subject to unauthorized access when communicated in this way.

If you elect to register as a User, you will be required to create a password and/or other access method (the “Access Methods”)
and a username. If you wish to interact with the Services you will be required to connect a digital asset wallet and you represent that you have the requisite authority to connect the digital asset wallet to the Services. You are entirely responsible for maintaining the confidentiality of your digital asset wallet, Access Methods and account, if any.

Enzyme does not have access to your private keys or any of the virtual assets and cannot initiate an interaction with your virtual assets or otherwise access it.  Enzyme is not responsible for any activities that you engage in when using your wallet, or through your use of the Services generally. Furthermore, you are entirely responsible for all activities that occur while you are interacting with the Services. You agree to notify Enzyme immediately of any unauthorized use of your account or any other breach of security. YOU WILL NOT HOLD ANY ENZYME PARTY LIABLE FOR ANY LOSS THAT YOU MAY INCUR AS A RESULT OF ANY MISUSE OF YOUR DIGITAL ASSET WALLET, LOGIN INFORMATION OR ACCESS METHODS, WHETHER WITH OR WITHOUT YOUR KNOWLEDGE. You acknowledge that you may be held liable for losses incurred by Enzyme Parties due to someone else using your digital asset wallet or account. You may not use anyone else’s account at any time, without the permission of the account holder.

Enzyme is not responsible for transferring, safeguarding, or maintaining your private keys. We are not and cannot be responsible for transferring, safeguarding, or maintaining your private keys or any virtual assets associated therewith. If you lose, mishandle or have stolen associated private keys, you may not be able to recover associated virtual assets and we will not be held responsible for such loss.

If you choose to deposit into vaults made available through the Services, you may be required to demonstrate your identity, that you are an “accredited investor”, “professional investor” or that you are otherwise qualified to deposit into such vaults. Enzyme has no responsibility under these Terms for verifying that that any User is accredited, is qualified or authorized to interact using the Services.

Charges and Fees

Access to certain features, functions, or portions of the Services may require the payment of fees, whether based on a use or subscription basis

During your use of the Services you may be required to pay fees for services not provided by Enzyme and made available by third party providers or through decentralized protocols or applications (such services, the “External Services”), such as, by way of example and not limitation, gas charges incurred for transactions on the Polygon blockchain network. Similarly, External Services provided by API service providers may result in payment of additional fees associated with your use of the Services. Enzyme is not responsible for any payments or fees that you may incur as a result of using such External Services. You acknowledge and agree that Enzyme has no control over any transactions, the method of payment of any transactions, or any actual payments of such fees.

In addition to any payments or fees required to access certain features, capabilities, functions, or services offered through or by the Services (“Charge(s)”), you are responsible for paying all applicable taxes and for all third-party hardware, software, service and/or other costs you may incur in order to access or use the Services. Enzyme does not collect or deduct any taxes, levies, duties, or similar governmental assessments of any nature, assessable by any jurisdiction whatsoever (collectively, "Taxes"). You are responsible for determining whether any Taxes may apply to your use of the Services, or any activity you undertake in connection with such use, and it is your responsibility to report and remit the relevant Taxes to the appropriate taxing authorities. You agree that Enzyme is not responsible for determining whether any Taxes apply, or the amount of any Taxes that may apply, to the Services.

Uploaded Content

You are solely responsible for any content (e.g., questions or comments or any other information or data) you submit to the Sites (“User Content”) or in connection to your use of the Services. To the extent you submit User Content to the Sites, you grant to us and to all other users a royalty-free, perpetual, irrevocable, non-exclusive, fully paid and transferable right and license to use, reproduce, modify, adapt, publish, distribute, translate, communicate to the public, create derivative works from, perform and display such User Content worldwide without restriction or compensation. Any User Content you contribute to the Sites becomes public upon your submission of the information. User Content posted in the public areas of the Sites may appear in public search results and may be accessed by everyone on the Internet, which you should take into consideration before submitting User Content to the public areas of the Site.

External Services

Enzyme’s Services may integrate with External Services, whether provided by third-parties or on a decentralized basis. You agree that we are not responsible for, nor do we endorse, such External Services. You agree that your use of the Sites to access or integrate with External Services is at your own risk and you are responsible for complying with any terms, conditions and policies associated with your use of such External Services.

Links to Other Sites

The Sites may contain links or other connections to websites operated by third parties. We are not responsible for such websites. Our inclusion of such links should not be construed as an endorsement of the material on such websites. You agree that your use of the Sites to link to a third-party website is at your own risk, and that you will review and comply with any terms or privacy policies that pertain to such third-party websites.

Disputes

You are solely responsible for your interactions with other Users on the Site. While we may monitor claims that involve you and other Users, we have no obligation to become involved. If you become involved in such a dispute, then you release us from claims, demands, and damages of every kind and nature, known and unknown, arising out of or connected with such dispute.

No Reliance. Not Investment Advice.

Any information displayed on the Sites or provided through the Services including, without limitation, information about prices, liquidity, staking or other information provided by External Services and/or calculated based on such information is for informational purposes only.  Such information as well as any information respecting features, tools, or other content available through the Services should not be construed as legal, tax, investment, financial or other advice. Further, your use of any scripts, indicators, ideas and other content made available through the Services is at your sole risk. Users are responsible for their own due diligence and research prior to engaging in any interaction through the Services.

No information displayed on the Sites or provided through the Services constitutes a solicitation, recommendation, endorsement, or offer by Enzyme to buy or sell any securities or other financial instruments. You understand that Enzyme does not recommend or endorse any interactions conducted through the Services including without limitation the deposit of assets into any Vault using the Services. You understand that the information available is to be used at your own risk.

The Terms are not intended to, and do not, create or impose any fiduciary duties on Enzyme. To the fullest extent permitted by law, you acknowledge and agree that we owe no fiduciary duties or liabilities to you or any other party, and that to the extent any such duties or liabilities may exist at law or in equity, those duties and liabilities are hereby irrevocably disclaimed, waived, and eliminated.

You assume all legal risks associated with ownership of digital assets, including but not limited to, any investigation or enforcement action brought by applicable regulators and/or any other enforcement agency or organization, and any private litigation based on violations of applicable securities laws and regulations.

Unless pursuant to a separate agreement with a particular fund offered through the Services,

No Representations or Warranties

THE ENZYME PARTIES MAKE NO REPRESENTATIONS OR WARRANTIES THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR FREE. THE SERVICES ARE PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE, IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE, OTHER THAN THOSE WARRANTIES THAT ARE BOTH (I) IMPLIED BY LAW AND (II) INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION, UNDER LAWS APPLICABLE TO THESE TERMS OF USE.

ENZYME DOES NOT WARRANT, AND AFFIRMATIVELY DISCLAIMS, ANY AND ALL WARRANTIES REGARDING, THE ACCURACY, COMPLETENESS OR TIMELINESS OF INFORMATION, TEXT, GRAPHICS, LINKS OR OTHER ITEMS CONTAINED IN THE SERVICES OR ON THE SITES.

In addition and not by way of limitation, the Enzyme Parties make no representations or warranties respecting: (i) the uptime, reliability or availability of the Services; (ii) the Services being error-free; (iii) the continued availability, maintenance or updating of programs and code available in the Enzyme GitHub Source Code Repository; and (iv) the legitimacy, availability, suitability for purpose, security or reliability of any External Services.

Disclaimers

YOU EXPRESSLY AGREE THAT USE OF THE SERVICES IS AT YOUR SOLE RISK AND NONE OF THE ENZYME PARTIES WILL BE LIABLE FOR ANY USE OR MISUSE OF THE SERVICES, WHETHER THAT USE IS BY ENZYME, YOU, OR A THIRD PARTY.

ENZYME EXPRESSLY DISCLAIMS ALL LIABILITY FOR ERRORS OR OMISSIONS IN, OR THE MISUSE OR MISINTERPRETATION OF, ANY INFORMATION CONTAINED ON THE SITES OR OTHERWISE PROVIDED THROUGH THE SERVICES. ENZYME MAY CHANGE INFORMATION CONTAINED IN THE SERVICES AT ANY TIME AND MAKES NO COMMITMENT TO UPDATE THE INFORMATION CONTAINED THEREIN.

In addition and without limitation, the Enzyme Parties disclaim all liability and assume no responsibility for any:

  1. error or mistakes, including without limitation, forgotten Access Methods or incorrectly constructed smart contracts or other transactions;
  2. server failure or data loss;
  3. malfunctions, unexpected function or unintended function of any protocol or network (including without limitation any wallet provider);
  4. unauthorized access to or use of any secure server or database in our control, or the use of any information or data stored therein;
  5. bugs, viruses, trojan horses, or the like that may be transmitted to or through Enzyme;
  6. errors or omissions in, or loss or damage incurred as a result of, the use of any content made available through Enzyme; and
  7. interruption or cessation of function;
  8. any change in value of any token or digital asset;
  9. any change in law, regulation, or policy;
  10. third party communications or statements made through our Sites; or
  11. the defamatory, offensive, or illegal conduct of any third party, including other Users.

Limitation of Liability

IN NO EVENT SHALL THE ENZYME PARTIES BE LIABLE FOR ANY SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES, OR ANY DAMAGES WHATSOEVER, EVEN IF YOU OR THE RELEVANT PARTY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, RESULTING FROM LOSS FROM YOUR: (I) INABILITY TO USE, (II) USE, AND/OR (III) MISUSE, DATA OR THE SERVICES; (III) THE TIMELINESS, DELETION, MISDELIVERY, OR FAILURE TO STORE ANY USER DATA, COMMUNICATIONS OR PERSONALIZATION SETTINGS; (IV) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (V) STATEMENTS OR CONDUCT OF ANYONE ON THE SERVICES; OR (VI) THE USE, INABILITY TO USE, UNAUTHORIZED USE, PERFORMANCE OR NON-PERFORMANCE OF ANY EXTERNAL SERVICES, EVEN IF A THIRD PARTY HAS BEEN ADVISED PREVIOUSLY OF THE POSSIBILITY OF SUCH DAMAGES. NOR SHALL THE ENZYME PARTIES BE LIABLE FOR ANY LOSS OF PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THE SERVICES, EXTERNAL SERVICES, DOCUMENTS, PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR INFORMATION AVAILABLE RELATED TO THE SERVICES.

NONE OF THE ENZYME PARTIES SHALL BE LIABLE REGARDLESS OF THE CAUSE OR DURATION, FOR ANY ERRORS, INACCURACIES, OMISSIONS, OR OTHER DEFECTS IN, OR UNTIMELINESS OR UNAUTHENTICITY OF, THE INFORMATION CONTAINED WITHIN THE SERVICES, OR FOR ANY DELAY OR INTERRUPTION IN THE TRANSMISSION THEREOF TO YOU, OR FOR ANY CLAIMS OR LOSSES ARISING THEREFROM OR OCCASIONED THEREBY.

IN NO EVENT WILL ENZYME NOR THE ENZYME PARTIES BE LIABLE TO YOU OR ANY THIRD-PARTY FOR ANY TORT, CONTRACT OR ANY OTHER LIABILITY ARISING IN CONNECTION WITH THE USE OF THE SERVICES, OR RELIANCE ON ANY INFORMATION OR SERVICES PROVIDED BY ENZYME.

YOU FURTHER AGREE THAT YOU WILL NOT IN ANY WAY HOLD THE ENZYME PARTIES RESPONSIBLE FOR ANY SELECTION OR RETENTION OF, OR THE ACTS OR OMISSIONS OF, EXTERNAL SERVICES IN CONNECTION WITH THE SERVICES.

For those jurisdictions where limitations of liability for consequential or incidental damages are prohibited by applicable law, the respective liability of Enzyme Parties shall limited to the greatest extent allowable under applicable law.

In the event that a court or arbitration panel, as the case may be, should hold that all or any portion of the above limitations of liabilities are unenforceable for any reason, then you expressly agree that under no circumstances will the total, aggregate liability of the Enzyme Parties to you or any party claiming by or through you for any cause whatsoever, exceed USD $100.00, regardless of the form of action and whether in contract, statute, tort or otherwise.

Indemnity, Waiver and Release

To the fullest extent permitted under applicable law, you agree to indemnify and hold the Enzyme Parties harmless from and against any loss, liability, claim, demand, damages, costs and expenses, including reasonable attorney’s fees, arising out of or in connection with your electronic communications, your User Content, your use of the Services, your conduct in connection with the Services or with other users of the Services, any transaction or opportunity pursued through the Services, or any violation of these Terms or of any law, or the rights of any third party.  

Additionally, you expressly waive and release the Enzyme Parties from any and all liability, claims, causes of action, or damages arising from or in any way relating to your access to and interactions with Enzyme and the Services.

Governing Law; Arbitration

These Terms constitute the entire agreement between you and Enzyme concerning the subject matter hereof and supersedes all prior or contemporaneous understandings, agreements, representations, warranties, both written and oral, with respect to the subject matter hereof. Except to the extent applicable law provides otherwise, these Terms and any access to, use of or interactions with any of the Services will be governed by the laws of the Bahamas, without regard to the conflict of laws rules thereof.

Any dispute, controversy or claim arising out of or relating to these Terms, including the formation, interpretation, breach or termination thereof, including whether the claims asserted are arbitrable, will be referred to and finally determined by arbitration in accordance with the JAMS International Arbitration Rules. The Tribunal will consist of one arbitrator. The place of arbitration will be London, United Kingdom. The language to be used in the arbitral proceedings will be English. Judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. Unless otherwise agreed in writing between the parties, the arbitration shall be administered by the JAMS in accordance with JAMS International Arbitration Rules, The arbitrator shall apply the laws applicable in the Bahamas (without regard to the conflict of laws rules thereof). Judgment on the arbitral award may be entered in any court having jurisdiction thereof. The foregoing arbitration provisions shall not preclude either party from seeking an injunction or other provisional remedies in aid of arbitration from a court of appropriate jurisdiction. The arbitrator shall, in the arbitral award, allocate all or part of the costs of the arbitration, including the fees of the arbitrator and reasonable attorneys’ fees of the prevailing party, for payment by the non-prevailing party, and shall determine the prevailing party for this purpose. The parties further agree that (i) any claims brought by either party must be brought in such party’s individual capacity and not as a plaintiff or class member in any purported class or representative proceeding, and (ii) the arbitrator may not (x) consolidate more than one person’s claims, (y) otherwise preside over any form of a representative or class proceeding or (z) award class-wide relief.